Privacy Policy

Last updated: May 13, 2026

This Privacy Policy describes how WealthFlow Academy collects and uses your personal information. We are committed to protecting your privacy and handling your data responsibly. This policy applies to all visitors and users of our website and services.

Information We Collect

We collect information in various ways to provide and improve our services. When you register for our courses, we gather personal details such as your name, email address, phone number, and residential location in Causeway Bay or other areas of Hong Kong. We also collect payment information when you enroll in our money management courses.

As you browse our website, we automatically collect usage data including your IP address, browser type, pages visited, and time spent on each page. This helps us understand how you interact with our content and improve your learning experience. We also collect information through cookies and similar tracking technologies to enhance your browsing experience and remember your preferences.

How We Use Your Information

We use the information we collect to deliver our personal finance management courses and money allocation techniques training. Your personal details enable us to create your account, process enrollments, and send course updates. We use your contact information to respond to inquiries and provide customer support regarding our household financial planning services.

We analyze usage data to improve our course content, website functionality, and overall user experience. This analysis helps us identify which financial topics are most valuable to our Causeway Bay community and refine our teaching methods. We may also use your information to send educational content, course announcements, and information about new programs we believe will benefit you.

Your Privacy Rights

You have the right to access, correct, or delete your personal information at any time. You can request a copy of the data we hold about you and ask us to update any inaccurate information. We will respond to such requests within a reasonable timeframe. You also have the right to withdraw your consent for marketing communications by unsubscribing from our email lists.

You may request that we limit how we use your information or object to certain uses of your data. If you have concerns about how we handle your privacy, you can file a complaint with the relevant data protection authorities in Hong Kong. We respect your privacy choices and will not use your information in ways you have not consented to.

Cookies and Tracking

We use cookies and similar technologies to improve your experience on our website. These include essential cookies that enable core functionality, analytics cookies that help us understand user behavior, and preference cookies that remember your settings. Cookies allow us to personalize content and track which financial topics interest our students most.

Most browsers allow you to control cookies through their settings. You can choose to accept or reject cookies, though some features of our website may not work properly if cookies are disabled. We also respect do-not-track signals from your browser. For more detailed information about our cookie practices, please see our separate Cookie Policy.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our systems use encryption protocols for sensitive data transmissions and secure servers to store your information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

We limit access to personal information to employees, contractors, and service providers who need to know this information to provide our services. All personnel with access to your data are bound by confidentiality agreements. If a security breach occurs, we will notify affected individuals and relevant authorities as required by law.

Third-Party Sharing

We do not sell or rent your personal information to third parties. We may share your information with service providers who assist us in operating our website and delivering our courses, such as payment processors and email providers. These partners are contractually obligated to protect your data and use it only for the purposes we specify.

We may disclose your information if required by law or if we believe in good faith that disclosure is necessary to comply with legal obligations, enforce our terms, or protect the rights and safety of our users. We may also share aggregated, anonymized data for research or marketing purposes that cannot identify you personally.

Children’s Privacy

Our courses and services are designed for adults and are not intended for individuals under 18 years old. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information and terminate the child’s access to our services.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of significant changes by posting the updated policy on our website and updating the “Last updated” date. Your continued use of our services following such changes constitutes your acceptance of the updated Privacy Policy.